:root{--brand-primary: var(--colorPrimary);--brand-primary-bg: var(--colorPrimaryBg);--brand-primary-dark: var(--colorPrimaryDark);--brand-accent: var(--colorAccent);--brand-accent-bg: var(--colorAccentBg);--navy: var(--colorNavy);--bg: var(--colorBg);--bg-white: #FFFFFF;--bg-muted: var(--colorBgMuted);--text: var(--colorText);--text-muted: var(--colorTextMuted);--border: rgba(0, 0, 0, .1);--font-body: var(--fontBody);--font-ui: var(--fontUi);--container-max: 720px;--container-wide: 1080px;--radius: var(--borderRadius)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);color:var(--text);background:var(--bg);line-height:1.7}img{max-width:100%;height:auto;display:block}a{color:var(--brand-primary);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:var(--container-wide);margin:0 auto;padding:0 24px}.nav{background:var(--bg-white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100}.nav-inner{max-width:var(--container-wide);margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;height:64px}.nav-logo img{height:28px;width:auto}.nav-links{display:flex;align-items:center;gap:24px;font-family:var(--font-ui);font-size:.9rem;font-weight:500}.nav-links a{color:var(--text)}.nav-links a:hover{color:var(--brand-primary);text-decoration:none}.nav-cta{background:var(--brand-primary);color:var(--bg-white)!important;padding:8px 20px;border-radius:var(--radius);font-weight:600;border:none;cursor:pointer;font-family:var(--font-ui);font-size:.9rem}.nav-cta:hover{opacity:.9;text-decoration:none!important}.nav-toggle-input{display:none}.nav-hamburger{display:none;flex-direction:column;justify-content:center;gap:5px;cursor:pointer;padding:4px;z-index:201}.nav-hamburger span{display:block;width:22px;height:2px;background:var(--text);border-radius:2px;transition:transform .2s,opacity .2s}.nav-toggle-input:checked~.nav-hamburger span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.nav-toggle-input:checked~.nav-hamburger span:nth-child(2){opacity:0}.nav-toggle-input:checked~.nav-hamburger span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}.breadcrumb-bar{background:var(--bg-white);border-bottom:1px solid var(--border);padding:12px 0;font-family:var(--font-ui);font-size:.82rem;color:var(--text-muted)}.breadcrumb-bar a{color:var(--text-muted)}.breadcrumb-bar a:hover{color:var(--brand-primary)}.breadcrumb-sep{margin:0 8px}.breadcrumb-current{color:var(--text);font-weight:500}.main{padding:48px 24px 80px}.article{max-width:var(--container-max);margin:0 auto}.article-header{margin-bottom:40px}.hero-image{margin-bottom:32px;border-radius:var(--radius);overflow:hidden}.hero-image img{width:100%;height:auto;display:block;object-fit:cover;max-height:400px}.article-category{display:inline-block;font-family:var(--font-ui);font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--brand-primary);background:var(--brand-primary-bg);padding:4px 12px;border-radius:4px;margin-bottom:16px}.article-header h1{font-family:var(--font-ui);font-size:2.2rem;font-weight:700;line-height:1.25;color:var(--text);margin-bottom:16px}.article-description{font-size:1.1rem;color:var(--text-muted);line-height:1.6;margin-bottom:16px}.article-meta{font-family:var(--font-ui);font-size:.85rem;color:var(--text-muted);display:flex;align-items:center;flex-wrap:wrap;gap:4px}.meta-sep{margin:0 4px}.article-body{font-size:1.05rem;line-height:1.8}.article-body h2{font-family:var(--font-ui);font-size:1.55rem;font-weight:700;margin-top:48px;margin-bottom:16px;color:var(--text)}.article-body h3{font-family:var(--font-ui);font-size:1.25rem;font-weight:600;margin-top:32px;margin-bottom:12px;color:var(--text)}.article-body p{margin-bottom:20px}.article-body ul,.article-body ol{margin-bottom:20px;padding-left:24px}.article-body li{margin-bottom:8px}.article-body strong{font-weight:600}.article-body blockquote{border-left:4px solid var(--brand-primary);background:var(--brand-primary-bg);padding:16px 20px;margin:24px 0;border-radius:0 8px 8px 0;font-style:italic;color:var(--text)}.article-body code{background:var(--brand-primary-bg);padding:2px 6px;border-radius:4px;font-size:.9em}.article-body table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.95rem}.article-body th{background:var(--navy);color:var(--bg-white);font-family:var(--font-ui);font-weight:600;padding:12px 16px;text-align:left}.article-body th:first-child{border-radius:8px 0 0}.article-body th:last-child{border-radius:0 8px 0 0}.article-body td{padding:12px 16px;border-bottom:1px solid var(--border)}.article-body tr:nth-child(2n) td{background:#f9fafb}.summary-box{border-left:4px solid var(--brand-accent);background:var(--brand-accent-bg);padding:20px 24px;border-radius:0 12px 12px 0;margin-bottom:32px;font-size:1.05rem;line-height:1.7}.summary-box strong{display:block;font-family:var(--font-ui);font-size:.82rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--brand-primary);margin-bottom:8px}.key-takeaways{background:var(--bg-white);border:1px solid var(--border);border-radius:12px;padding:24px 28px;margin-bottom:36px}.key-takeaways h3{font-family:var(--font-ui);font-weight:700;font-size:1rem;margin-bottom:16px;margin-top:0;color:var(--text)}.key-takeaways ol{padding-left:20px;margin-bottom:0}.key-takeaways li{margin-bottom:8px;line-height:1.6}.callout{padding:20px 24px;border-radius:12px;margin:24px 0;font-size:.98rem;line-height:1.7}.callout-label{font-family:var(--font-ui);font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px}.callout-warning{background:#fff8e1;border-left:4px solid #F59E0B}.callout-warning .callout-label{color:#d97706}.callout-data{background:var(--brand-primary-bg);border-left:4px solid var(--brand-primary)}.callout-data .callout-label{color:var(--brand-primary)}.callout-tip{background:var(--brand-accent-bg);border-left:4px solid var(--brand-accent)}.callout-tip .callout-label{color:#059669}.stat-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0}.stat-card{background:var(--bg-white);border:1px solid var(--border);border-radius:12px;padding:20px;text-align:center}.stat-card .stat-value{font-family:var(--font-ui);font-size:1.8rem;font-weight:700;color:var(--brand-primary-dark);line-height:1.2}.stat-card .stat-label{font-family:var(--font-ui);font-size:.82rem;color:var(--text-muted);margin-top:4px}.faq-section{margin-top:48px;margin-bottom:40px}.faq-section h2{font-family:var(--font-ui);font-size:1.55rem;font-weight:700;margin-bottom:20px}.faq-item{border:1px solid var(--border);border-radius:10px;margin-bottom:10px;overflow:hidden;background:var(--bg-white)}.faq-item summary{padding:16px 20px;cursor:pointer;font-family:var(--font-ui);font-weight:600;font-size:.98rem;list-style:none;display:flex;justify-content:space-between;align-items:center}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";font-size:1.3rem;color:var(--brand-primary);font-weight:400;flex-shrink:0;margin-left:16px}.faq-item[open] summary:after{content:"−"}.faq-answer{padding:0 20px 16px;font-size:.95rem;line-height:1.7;color:var(--text-muted)}.cta-banner{background:var(--navy);border-radius:16px;padding:40px;text-align:center;margin:48px 0;color:var(--bg-white)}.cta-banner h3{font-family:var(--font-ui);font-size:1.4rem;font-weight:700;margin-bottom:12px;color:var(--bg-white);margin-top:0}.cta-banner p{font-size:1rem;color:#94a3b8;margin-bottom:24px;max-width:480px;margin-left:auto;margin-right:auto}.cta-button{display:inline-block;background:var(--brand-primary);color:var(--bg-white)!important;font-family:var(--font-ui);font-weight:600;font-size:1rem;padding:14px 32px;border-radius:10px;text-decoration:none!important;transition:opacity .15s}.cta-button:hover{opacity:.9}.nav-dropdown{position:relative}.nav-dropdown-trigger{display:flex;align-items:center;gap:4px;cursor:pointer}.nav-arrow{font-size:.7em;transition:transform .15s}.nav-dropdown-menu{display:none;position:absolute;top:100%;left:0;background:var(--bg-white);border:1px solid var(--border);border-radius:8px;box-shadow:0 4px 12px #00000014;min-width:260px;padding:8px 0;z-index:200;margin-top:8px}.nav-dropdown:hover .nav-dropdown-menu{display:block}.nav-dropdown:hover .nav-arrow{transform:rotate(180deg)}.nav-dropdown-item{display:block;padding:8px 16px;font-size:.85rem;color:var(--text)!important;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:300px}.nav-dropdown-item:hover{background:var(--bg-muted);text-decoration:none!important;color:var(--brand-primary)!important}.nav-dropdown-viewall{border-top:1px solid var(--border);margin-top:4px;padding-top:12px;font-weight:600;color:var(--brand-primary)!important}.site-footer{font-family:var(--font-ui)}.footer-main{background:var(--navy);padding:48px 24px 40px;color:#fff}.footer-main-inner{max-width:var(--container-wide);margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px}.footer-brand{display:flex;flex-direction:column;gap:12px}.footer-logo{height:32px;width:auto;filter:brightness(0) invert(1)}.footer-tagline{font-size:.9rem;color:#ffffffb3;line-height:1.5;max-width:280px}.footer-col-title{font-family:var(--font-ui);font-size:.85rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;margin-bottom:16px;color:#fff}.footer-col-links{list-style:none;padding:0;margin:0}.footer-col-links li{margin-bottom:8px}.footer-col-links a{color:#ffffffb3!important;font-size:.85rem;text-decoration:none}.footer-col-links a:hover{color:#fff!important;text-decoration:none}.footer-contact-item{color:#ffffffb3;font-size:.85rem}.footer-bottom{background:var(--navy);border-top:1px solid rgba(255,255,255,.1);padding:16px 24px}.footer-bottom-inner{max-width:var(--container-wide);margin:0 auto;display:flex;justify-content:space-between;align-items:center}.footer-copyright{font-size:.82rem;color:#ffffff80;font-family:var(--font-ui)}.footer-powered{font-family:var(--font-ui);font-size:.82rem;font-weight:600;color:#ffffff80!important;text-decoration:none}.footer-powered:hover{color:#fff!important;text-decoration:none}@media(max-width:768px){.nav-inner{padding:0 16px;height:56px}.nav-logo img{height:24px}.nav-hamburger{display:flex}.nav-links{display:none;position:fixed;inset:56px 0 0;background:var(--bg-white);flex-direction:column;align-items:stretch;padding:24px;gap:8px;font-size:1rem;z-index:200;overflow-y:auto}.nav-toggle-input:checked~.nav-links{display:flex}.nav-dropdown-trigger{padding:12px 0}.nav-dropdown-menu{position:static;box-shadow:none;border:none;border-radius:0;margin-top:0;padding:0 0 0 16px;display:none}.nav-dropdown:hover .nav-dropdown-menu,.nav-dropdown:focus-within .nav-dropdown-menu{display:block}.nav-dropdown-item{padding:8px 0;max-width:none;white-space:normal}.nav-cta{width:100%;text-align:center;padding:14px 20px;font-size:1rem;margin-top:12px}.article-header h1{font-size:1.7rem}.stat-cards{grid-template-columns:1fr}.cta-banner{padding:28px 20px}.footer-main-inner{grid-template-columns:1fr;gap:32px}.footer-bottom-inner{flex-direction:column;gap:8px;text-align:center}}